When I first started using my credit card to accrue points and turn them into cash I was a little skeptical. I was thinking all of this could just be a scam. However, I had people I trusted telling me it was legit. Not only did I have people that I trusted but also I had people that knew about money and were really smart about money.
My First Check From Chase For $50
I started using my credit card and the points really started to add up fast. I accumulated enough for a $50 check from Chase. I could have just placed the 50 bucks towards my Chase credit card balance but I wanted a real check to have and hold in my hands. That way it would seem more real to me. When my first rewards check came from Chase, I took it to my local bank and deposited it into my savings account. That was an awesome feeling knowing that I just got $50 for doing nothing extra. Think about it. I had been using my debit card or cash for everything I purchased. I really did nothing to earn this extra money. All I have to do was pay the balance off in full each month and BAM! I have extra money.
It blows my mind to think that I have not been using my credit card to earn extra cash. I would have thousands of extra dollars in my bank account if I have done this years ago. Oh well, live and learn.
Still Skeptical About Using Credit Cards?
Just this past week I deposited another credit card rewards check into one of my bank accounts. I know many people are skeptical on this subject of making money with credit cards. All I can tell you is that it’s real. The only catch is that you have to pay the balance off each month. If you can’t do that, you don’t need a credit card. In fact, I will tell you not to get a credit card but if you are the type that is frugal and can watch what you spend, try it and you will see what I’m talking about. Just remember, you have to pay it off IN FULL each month.
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